7 Money Saving Tips for SAHM and SAHDs +free printable.

Money seems to be one of those resources that always seem tight, no matter how much or how little money you have. There always seems to be an unlimited number of items that we need to buy, but a limited supply of money to spend on them. Besides, the quicker we spend our money, the quicker we feel broke. What should you as a stay at home mom (SAHM) do when your budget is tight, and the pantry is bare? How will you save money fast without losing your sanity? Here are a few simple tips to help you save money at the grocery store.

1.  Understand the psychology of money. Money is quite psychological in the fact that the more you need it, the more it becomes hard to gain and maintain. So when you are out shopping, aim to be stress-free and relaxed. Marketers like to use psychological tactics and emotional triggers like discounts on bulk items and tiny gifts. Realizing that these tactics exist will help you make more frugal decisions during shopping.

2.  Eat before going shopping. Eating a good meal before you head to the grocery store not only saves you money at the store, but it will also make your decisions about saving clear and relevant. You are less to be swayed to emotionally purchase unhealthy or more expensive foods.

3.  Plan your trip wisely. Know what you are going to buy during a short trip to the grocery store beforehand. Go through the pantry and cabinets before you leave the house making note of all of the items that you need to replenish. Make a shopping list before you go out and make purchases. Once you have a shopping list, you can focus on what you need to buy and what to give up as your budget diminishes. Get a free shopping list printable HERE. 

4.  Carry a calculator. Most people have calculators on their smartphones. Use it comprehensively to understand how much your spending is really going towards earning discounts. Often when we buy more of something, it does not necessarily give you a significant savings. As you may know, being a SAHM means being great at frugal living, but you can lose all of your savings due to one marketing tactic.

5.  Watch out for bulk items. Bulk items may seem like a good idea, but the prices of bulk items need to show a significant discount in cost per item.  Buying disposable goods like toilet paper, diapers, and soap in bulk is frugally wise, buying food is bulk is not always a good thing. Remember, more you spend on bulk food items, the less money you have to spend on fresh, whole foods.

6.  Search for money-saving coupons. I am not one to regularly use coupons, but I know people who have saved a lot of money on their groceries using coupons. Be open to using coupons to decrease your shopping bill for items you normally buy. Only use coupons for your grocery shopping purchases that you regularly consume or use. Be on the lookout, coupons at times will use a tactic to get you to buy items that you normally would not buy. Avoid the discount misunderstanding to purchase something you don’t need, just because of the implied discount.

7.  Be self-sufficient SAHM. Avoid prepackaged foods that are precooked and full of preservatives. These types of food are generally more costly and unhealthy. Stick to fresh, whole foods that you can use in crockpot dishes or freezer meals.